Budget & Money Templates

Monthly budget spreadsheets that tell you what you have left, rather than asking you to build the formula that works it out.

Each one starts from the way money actually arrives and leaves: income in, fixed bills first, spending logged as it happens, and a figure at the top that updates itself. No twenty-tab systems you abandon in February, and no app subscription.

Works in Excel or Google Sheets, on a laptop or through the phone apps. Instant download.